tiprankstipranks
Ratings

Buy Recommendation for SoFi Technologies: Strong Financial Performance and Strategic Positioning

Buy Recommendation for SoFi Technologies: Strong Financial Performance and Strategic Positioning

DBS analyst Ken Shih maintained a Buy rating on SoFi Technologies (SOFIResearch Report) today and set a price target of $18.50.

Discover the Best Stocks and Maximize Your Portfolio:

Ken Shih’s rating is based on SoFi Technologies’ strong financial performance and strategic positioning in the fintech industry. The company reported a 30% year-over-year increase in net revenue and a 9% increase in EBITDA for the fourth quarter of 2024, surpassing market expectations. SoFi has ambitious medium-term growth targets, aiming for a 20%-25% revenue CAGR through 2026, with projected earnings per share between USD 0.55 and 0.8.
Furthermore, SoFi is well-positioned to compete with traditional banks by targeting tech-savvy millennials and offering competitive rates and user-friendly applications. Its banking license enables it to provide comprehensive financial services, increase its deposit base, and generate interest income. The company’s well-controlled funding costs and low delinquency rates further contribute to its positive outlook, justifying the Buy rating with a target price of USD 18.5.

In another report released on January 29, Mizuho Securities also maintained a Buy rating on the stock with a $20.00 price target.

1