BTIG analyst Vincent Caintic has maintained their neutral stance on OMF stock, giving a Hold rating yesterday.
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Vincent Caintic’s rating is based on a combination of factors that suggest a balanced outlook for OneMain Holdings. The company’s earnings per share (EPS) for the third quarter of 2025 are projected to be higher than consensus estimates, indicating strong performance. However, consumer net charge-offs (NCOs) are slightly below consensus, reflecting some concerns about credit quality.
Despite these mixed signals, the valuation of OneMain Holdings appears to be in line with its historical trading range, suggesting that the stock is fairly priced at present. Additionally, while delinquencies and losses have been elevated compared to the previous year, they are expected to improve in the fourth quarter due to more favorable comparisons. These factors collectively support a Hold rating, as the stock does not present a clear opportunity for significant upside or downside at this time.
Caintic covers the Financial sector, focusing on stocks such as OneMain Holdings, Synchrony Financial, and SoFi. According to TipRanks, Caintic has an average return of 0.0% and a 46.19% success rate on recommended stocks.
In another report released yesterday, Barclays also maintained a Hold rating on the stock with a $56.00 price target.

