According to a recent LinkedIn post from Interlace, industry discussion around crypto adoption may be overlooking what the company views as a key constraint: merchant checkout infrastructure. The post cites BVNK’s Stablecoin Utility Report 2026, noting a “Spending Gap” between users who want to spend stablecoins on major purchases and those who actually do.
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The company’s LinkedIn post highlights that 42% of surveyed users reportedly want to use stablecoins for significant transactions, while only 28% currently do so. The post frames the 14 percentage-point gap as evidence that consumer readiness is ahead of merchant acceptance capability.
The post suggests that this friction at checkout could be a meaningful bottleneck for stablecoins evolving into widely used transactional currencies. It argues that for stablecoins to function as a global medium of exchange, merchant integration needs to become as simple as tapping a traditional payment card.
For investors, this narrative underscores potential demand for payment infrastructure solutions that enable seamless stablecoin acceptance. If Interlace is positioned in or expanding into this segment, the highlighted “Spending Gap” may point to a growing addressable market in crypto-enabled payments and could influence competitive dynamics among payment processors and fintech providers.
The LinkedIn content also implicitly raises questions about sector readiness, asking how merchants in different industries are preparing for stablecoin payment rails. Persistent gaps between consumer demand and merchant readiness could create opportunities for infrastructure providers that can lower integration complexity and compliance risk, potentially supporting revenue growth in merchant services and digital payments over the medium term.