According to a recent LinkedIn post from Shiga Digital Holdings Limited, cross-border payments reportedly take 55% longer to settle than domestic transactions, based on a PYMNTS Intelligence and Visa study of 456 businesses in the U.S. and U.K. The post indicates that this lag can impose operational and cash-flow costs on firms reliant on international receivables.
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The company’s LinkedIn post highlights a payment link product that is described as enabling settlement in under two minutes with value locked at initiation and transaction-level privacy. The post also notes that the solution does not require crypto management by either counterparty, suggesting a focus on usability and regulatory comfort for traditional businesses.
From an investor perspective, the post suggests that Shiga Digital is targeting friction in cross-border payments, a segment where delays and FX uncertainty can be material pain points. If the technology scales and is adopted by enterprises with significant international receivables, it could enhance Shiga’s revenue potential and strengthen its positioning in digital payments infrastructure.
The emphasis on fast settlement and privacy may also be relevant in competitive dynamics versus both legacy correspondent banking rails and newer fintech providers. However, the LinkedIn content does not provide data on current transaction volumes, client roster, or pricing, so the financial impact remains difficult to quantify based solely on this disclosure.