According to a recent LinkedIn post from Ripple, the company partnered with CoinDesk Research on “The Definitive Stablecoin Landscape Series: North America,” which outlines growth trends in the stablecoin sector. The post cites data indicating the stablecoin market cap reached $308 billion in 2025, up 50% year over year, with on-chain volume rising 74% to $33.4 trillion and real-world-asset protocol TVL increasing 97.6% to $20.8 billion.
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The post suggests that beyond headline growth figures, stablecoins are evolving from trading tools and DeFi collateral into programmable financial infrastructure supporting cross-border payments, corporate treasury, and on-chain capital markets. It highlights North America as central to this transition, noting that 45% of stablecoin transaction value in the region occurs in transfers above $10 million, implying a heavily institutional user base.
Ripple’s LinkedIn post positions this institutionalization trend as favorable for “institutional-grade” stablecoins and points to its RLUSD product as one of the more regulated options, referencing dual state and federal oversight and over-collateralization. For investors, this emphasis may signal Ripple’s strategy to capture institutional flows in large-value transactions, potentially strengthening its competitive position in the stablecoin and cross-border payments market if adoption follows the trajectory described in the report.