According to a recent LinkedIn post from Ripple, the company partnered with CoinDesk Research on a report examining the North American stablecoin landscape and its latest growth trends. The post cites 2025 metrics including a $308 billion stablecoin market cap, up 50% year over year, and on-chain volume that reached $33.4 trillion, a 74% increase.
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The post further notes that total value locked in real-world-asset protocols rose 97.6% to $20.8 billion, positioning stablecoins as evolving from trading tools to infrastructure for cross-border payments, corporate treasury, and on-chain capital markets. North America is portrayed as a key hub, with 45% of stablecoin transaction value occurring in transfers above $10 million, suggesting a strong institutional footprint.
Ripple’s LinkedIn post highlights that this institutional activity appears to create demand for “institutional-grade” stablecoin instruments, and presents RLUSD as designed to meet that profile through dual state and federal oversight and over-collateralization. For investors, this framing points to Ripple’s strategic emphasis on compliance-oriented stablecoin products integrated into existing payment rails, which could enhance its appeal to regulated financial institutions.
If institutional adoption of stablecoins continues at the pace implied by the cited data, Ripple’s positioning around RLUSD and related infrastructure may support future transaction-driven revenue opportunities and deeper relationships with banks, corporates, and fintechs. At the same time, the emphasis on regulation and oversight underscores that competitive dynamics will likely hinge on licensing, risk management, and integration depth as much as on pure technology or market share.