According to a recent LinkedIn post from Receive, the company is highlighting data from a PYMNTS report indicating that 74% of consumers have used instant payouts, with usage highest when access is free rather than fee-based. The post links this trend to small and mid-sized businesses, suggesting that cash-flow timing has become critical and that real-time liquidity is evolving from an optional feature into a baseline expectation.
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The post further suggests that B2B payment innovation has lagged consumer solutions, despite SMBs facing greater liquidity pressure and dependence on timely access to earned revenue. Receive positions its fee-free approach to accessing receivables as a way to convert liquidity from an emergency tool into a routine operational advantage, a stance that may signal an emphasis on volume-driven growth and could intensify pricing competition in the B2B real-time payments and working-capital space.