Propy Secures $100 Million Credit Line to Drive AI-Led Roll-Up of U.S. Title and Escrow Market

New updates have been reported about Propy.

Propy has obtained a $100 million credit facility from Metropolitan Partners Group to accelerate an AI-driven consolidation of U.S. title and escrow businesses, positioning the company as an infrastructure player for automated real estate closings in a fragmented $25 billion industry. The financing is structured around licensed, cash-flowing title operations and will fund acquisitions of firms generating $5 million to $20 million in annual revenue across key states such as California, Texas, and Tennessee, with Propy retaining local teams but overlaying its AI and blockchain platform to boost throughput and margins. As part of this roll-up, Propy has completed a second $5 million acquisition, signed a letter of intent for a third $6 million deal, and is actively pursuing roughly $75 million in additional pipeline opportunities, with a stated goal of adding about $100 million in annual revenue via consolidation. Propy’s technology automates end-to-end closings, including an AI Agent that performs functions traditionally handled by escrow officers—such as email checks, 24/7 transaction openings, bank account monitoring, and outreach to lenders and homeowners associations—cutting manual workloads by up to 70% while using blockchain for auditability and settlement security.

The company is explicitly targeting the transaction friction and high closing costs that can push total costs toward 10% of a home’s value and, in some cases, exceed buyers’ down payments, framing its platform as a lever to ease U.S. housing affordability constraints. Since 2021, Propy has processed more than $5 billion in real estate transactions, with volumes roughly doubling each year, and CEO Natalia Karayaneva says the firm is building the “infrastructure layer” to make housing turnover more frequent, envisioning a market where AI-enabled efficiency supports far higher transaction volumes. Metropolitan’s capital commitment underscores investor confidence in the durability of title and escrow cash flows and in Propy’s practical deployment of “next-generation” AI tools in a regulated, operationally intensive segment of residential real estate. Supported by an advisory board that includes former senior U.S. Treasury and SEC officials and backed by investors such as Tim Draper, Propy is now capitalized to scale a national AI-led roll-up strategy that could materially reshape the economics and competitive landscape of real estate closings for lenders, brokerages, and consumers.