Privacy Constraints Seen as Key Barrier to Crypto Payroll Adoption

According to a recent LinkedIn post from Ligero, the global payroll market is characterized as processing roughly $55 trillion in salary payments annually, compared with an estimated $33 trillion in stablecoin transaction volume in 2025. The post suggests that, despite this scale, fewer than 1% of businesses currently use crypto for payroll.

The company’s LinkedIn post highlights privacy as a key barrier to broader adoption rather than technology or compliance. Citing a comment attributed to Toku’s CEO, the post notes that public visibility of payroll transactions on-chain is a major concern for public-company CFOs, implying that confidentiality solutions could be pivotal for unlocking new demand.

For investors, the post frames payroll privacy as a potential gateway to a large addressable market at the intersection of global payroll and digital assets. If Ligero is developing or positioned around privacy-preserving infrastructure for payroll or stablecoin payments, successful execution could create leverage on a very large volume base, though regulatory, adoption, and competitive risks would remain significant.