ONERWAY is emerging as an infrastructure-focused fintech in cross-border and B2B payments, spotlighting real-time clearing and local settlement as core capabilities rather than premium add-ons. The company argues that by 2026, real-time, predictable settlement aligned with local expectations will be baseline infrastructure for enterprises scaling globally.
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In recent communications, ONERWAY emphasized its Local Account Network as an alternative to traditional correspondent banking, aiming to cut routing complexity, intermediary fees, and FX spread leakage. A parameter-based, transparent fee model is designed to give finance teams clearer visibility into unit economics as payment volumes grow.
The platform targets businesses planning international expansion in 2026, positioning its stack for multi-currency, high-volume use cases via API integration, batch processing, and centralized dashboards. ONERWAY stresses speed, flexibility, and enterprise-grade security as levers to compete with established gateways and processors and to deepen recurring, transaction-driven revenue.
Regulatory progress featured prominently as Overcross Pte. Ltd., the licensed operator of ONERWAY, secured approval for a Major Payment Institution licence from the Monetary Authority of Singapore, effective March 1, 2026. The licence permits merchant acquisition, domestic money transfer, and cross-border money transfer services under Singapore’s Payment Services Act 2019.
ONERWAY highlights adherence to MAS requirements on AML and CFT controls, safeguarding of client funds, and technology risk management as central to its operating framework. This status is expected to enhance credibility with enterprise and institutional clients, expand its addressable market in digital payments, and raise regulatory barriers for less compliant rivals.
The firm is also aligning its infrastructure with emerging AI-driven agent payments in B2B trade, emphasizing programmable controls such as dynamic limits, tokenized credentials, and policy-based approvals. Every AI-initiated transaction is intended to be logged, explainable, and compliant, supported by PCI DSS Level 1 certification and layered security.
Security messaging was reinforced around Safer Internet Day 2026, with ONERWAY framing resilience, risk governance, and system design as foundational elements of its cross-border rails. Collectively, the week’s developments underline a strategy centered on regulation, transparency, and real-time capabilities that could support stronger competitive positioning and sustainable transaction growth.