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ONERWAY Secures Singapore Licence and Doubles Down on Real-Time Cross-Border Payments

ONERWAY Secures Singapore Licence and Doubles Down on Real-Time Cross-Border Payments

ONERWAY is positioning itself as an infrastructure-focused fintech in cross-border and B2B payments, with this weekly recap highlighting a strategic push into real-time, locally routed settlement. The company stresses that revenue outcomes for global enterprises now depend heavily on settlement speed and reliability, not just checkout conversion.

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Across its recent communications, ONERWAY underscores that traditional three- to five-day cross-border settlement windows create cash-flow pressure, operational friction, and opportunity costs. By leveraging local clearing systems such as ACH, SEPA, and Faster Payments to route cross-border flows over domestic rails, it aims to reduce intermediary fees and accelerate settlement.

A central pillar of this strategy is the firm’s Local Account Network, presented as an alternative to correspondent banking that simplifies routing and limits FX spread leakage. ONERWAY also promotes a parameter-based, transparent fee model designed to give finance teams better visibility into unit economics as international payment volumes scale.

The platform is targeting businesses planning global expansion in 2026, with support for multi-currency, high-volume use cases via APIs, batch processing, and centralized dashboards. The company frames payment success rates and real-time clearing as strategic performance levers and baseline infrastructure for globally active firms, rather than back-office metrics or premium add-ons.

Regulatory progress was a major development, as Overcross Pte. Ltd., ONERWAY’s licensed operator, secured a Major Payment Institution licence from the Monetary Authority of Singapore effective March 1, 2026. The licence covers merchant acquisition, domestic money transfer, and cross-border money transfer under Singapore’s Payment Services Act 2019, strengthening its legitimacy with enterprises and institutions.

ONERWAY highlights strict adherence to MAS standards on AML and CFT controls, safeguarding client funds, and technology risk management, reinforcing its focus on resilience and risk governance. This regulatory footing may raise barriers to entry for less compliant competitors and support sustainable transaction-driven revenue growth in digital payments.

The firm is also aligning its infrastructure with emerging AI-driven agent payments in B2B trade, emphasizing programmable controls, tokenized credentials, and policy-based approvals. Every AI-initiated transaction is intended to be logged and explainable, underpinned by PCI DSS Level 1 certification and layered security, a message reinforced around Safer Internet Day 2026.

Collectively, the week’s updates describe a strategy centered on real-time settlement, local network access, regulatory robustness, and security as core differentiators. These developments suggest ONERWAY is building the foundations to compete more effectively in a crowded cross-border payments market and to support long-term volume growth for global clients.

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