Octane Expands Full-Spectrum Powersports Financing Through Deeper Suzuki Partnership

New updates have been reported about Octane.

Octane has expanded its long-standing relationship with Suzuki Motor USA by launching full-spectrum financing for prime U.S. customers buying Suzuki motorcycles, scooters, and ATVs through its in-house lender, Roadrunner Financial, Inc. Effective April 1, Suzuki dealers gain broader access to competitive financing options alongside Octane’s existing digital platform, which supports rapid prequalification, loan acquisition, and closing.

The agreement cements Octane more deeply into Suzuki’s retail finance infrastructure and is expected to drive higher loan volumes and vehicle sales as more buyers qualify across the credit spectrum. Octane will service these loans via Roadrunner Account Services, reinforcing its vertically integrated model and recurring servicing revenue, while leveraging its technology, data, and risk capabilities to streamline the end-to-end buying journey.

Octane’s EVP and General Manager of Recreational Lending, Jon Vestal, said the full-spectrum program builds on nearly a decade of partnership and is designed to “unlock the power of financial products” for Suzuki dealers and customers through a seamless experience. Suzuki’s national sales leadership expects that the enhanced financing flexibility will expand the addressable customer base and support unit growth across its powersports lineup by enabling more riders to access financing.

The Suzuki expansion comes as Octane scales its broader specialty finance platform, having originated more than $8 billion in loans since its 2014 founding and issued over $4.7 billion in asset-backed securities. The company has also sold or committed to sell $3.3 billion of secured consumer loans via whole-loan and forward-flow transactions, underscoring strong capital markets access and balance sheet recycling.

In 2025, Octane grew originations by 29% and increased adjusted EBITDA by 23% year over year to $80 million, achieving GAAP net income profitability for the third consecutive year. The Suzuki deal enhances Octane’s distribution across its 50 OEM partners and more than 4,000 dealer relationships in seven secured lending markets, and should further support volume growth, operating leverage, and diversification in powersports and other lifestyle categories, including RVs, marine, and outdoor power equipment.