Huma marked a pivotal week as it sharpened its focus on institutional-grade infrastructure and cross-chain expansion for its PayFi ecosystem. The company selected Chainlink Labs’ Cross-Chain Interoperability Protocol (CCIP) as the exclusive infrastructure for its PayFi Strategy Token (PST) and future yield products after a security-focused review.
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By integrating Chainlink’s CCIP and data standards, Huma aims to expand PST across multiple blockchains while addressing key risks associated with cross-chain bridges. Features such as rate limits, issuer attestations, and policy-based controls are being emphasized to support secure and reliable markets for real-world yield.
Huma also celebrated its fourth anniversary by highlighting the scale of its on-chain payment financing layer, reporting $12 billion in total transaction volume and $160 million in active liquidity. More than 100,000 depositors are now participating in its decentralized PayFi network, underscoring growing adoption of its model.
The firm’s Solana-based PST token, launched a year ago, has reached a total supply of $158 million and attracted 116,426 depositors alongside over 600 large liquidity providers. PST is backed by real-world payment financing receivables rather than emissions and has delivered an 8% USDC yield with no reported credit defaults or liquidations through multiple market stress events.
To bolster institutional confidence, Huma has expanded verification and oversight of PST’s underlying assets and smart contracts. Independent monitoring by Accountable, monthly reviews by Swiss audit firm WADSACK, security audits from Sec3 and Halborn, and Chainalysis-based transaction screening all contribute to a more transparent and compliant framework.
Huma also advanced its ecosystem strategy by co-hosting a private Builders’ Table dinner with Coinbase and Coinbase Asset Management at Digital Asset Summit 2026. The event convened stakeholders focused on stablecoins, payments, real-world assets, and infrastructure, highlighting the shift from pilots to production-scale tokenized finance.
Collectively, these developments reinforce Huma’s positioning at the intersection of DeFi, real-world assets, and embedded finance. The move to standardize on Chainlink CCIP and deepen institutional partnerships could support broader adoption of PST and future yield products, suggesting a strengthening outlook for the company’s PayFi-focused growth trajectory.