Delos Insurance Solutions, an insurtech MGA focused on wildfire-exposed homeowners markets, saw a pivotal week marked by strategic partnerships and leadership expansion. The company continued to spotlight a growing wildfire “insurance desert” in the U.S., citing an estimated protection gap of more than $110 billion after severe 2025 losses.
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Delos announced a major collaboration with ROAR Partners built around the “Future Proofing America Framework” to convert currently “uninsurable” wildfire risks into investable exposures. By combining Delos’s granular wildfire science and satellite-based analytics with ROAR’s investment and resilience capabilities, the initiative aims to restore market stability and reopen homeowners coverage in high-risk regions such as California.
Under the partnership, Delos plans to design A-rated E&S homeowners products, including full HO-3 and HO-x wildfire policies with a parametric component for rapid liquidity. These offerings will anchor ROAR’s Community Mutual Risk Pools in designated resilience zones and help move qualifying properties off overloaded residual market mechanisms like the California FAIR Plan.
The week also highlighted Delos’s role in supporting public finance solutions, including Enhanced Infrastructure Financing Districts and Climate Resilience Districts. These structures are intended to allow local governments to use tax increment financing to subsidize insurance and fund mitigation, helping stabilize pricing, protect property values, and support municipal tax bases in wildfire-stressed communities.
Separately, Delos announced a strategic partnership with nonprofit innovation hub InnSure to broaden access to wildfire insurance and resilience resources across the Western U.S. The collaboration will use InnSure’s Creation Labs to incubate new insurance products, while joint initiatives will focus on homeowner education, risk-reduction resources, and data-driven coverage strategies in areas where traditional carriers have pulled back.
To support its growth agenda, Delos expanded its leadership team with several senior appointments aligned to wildfire-region expansion. Shanna McIntyre moved into the role of Chief Strategy Officer, Andrew Notohamiprodjo became Chief Data Officer, while Valencia Jones joined as Head of Brokerage Distribution, Alexandra Howe as Director of Carrier & Enterprise Relationships, and Lorenzo Houston as Compliance Manager.
The leadership build-out is designed to strengthen strategy, data capabilities, distribution, carrier partnerships, and regulatory compliance as the firm scales its MGA model in high-risk property markets. Notohamiprodjo is also scheduled to speak at resilience-focused events, including the Regional Readiness & Resilience forum and the World Economic Forum’s Global Wildfire Leadership Network, underscoring Delos’s positioning at the intersection of climate resilience and analytics-driven underwriting.
Collectively, these developments point to an acceleration of Delos’s efforts to expand premium growth and capacity in underserved wildfire regions while deepening ties with capital providers, policymakers, and climate-innovation partners. Execution risk around model performance, regulatory alignment, and reinsurance capacity remains material, but the week underscored Delos Insurance Solutions’ ambition to play a central role in rebuilding a sustainable wildfire insurance ecosystem.

