According to a recent LinkedIn post from Delos Insurance Solutions, the company is highlighting what it describes as an emerging “insurance desert” following catastrophic losses in 2025, citing an estimated gap of more than $110 billion between economic losses and insured coverage. The post frames this shortfall as a structural market issue affecting homeowners’ access to coverage, particularly in high-risk regions.
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The company’s LinkedIn post highlights a new partnership with ROAR aimed at advancing a “Future Proofing America Framework” that targets wildfire and resilience-related risks. By combining Delos’s granular wildfire analytics with ROAR’s investment and resilience capabilities, the collaboration is presented as a way to convert currently “uninsurable” exposures into “investable” opportunities.
For investors, the initiative suggests a strategic attempt to position Delos within a niche of climate and catastrophe-exposed property insurance where traditional carriers have been retrenching. If the 3‑pillar strategy referenced in the post can restore some market stability and expand insurability, it could support premium growth and fee-based revenue streams while potentially attracting capital partners focused on resilience-oriented returns.
The post also implies potential relevance for reinsurance and MGA markets, as addressing a $110 billion protection gap could create new channels for risk transfer and structured investment. However, execution risk remains significant, given regulatory constraints, climate volatility, and the need to validate the underlying wildfire science and resilience models at scale before material financial impacts are realized.

