According to a recent LinkedIn post from Method, debt-repayment app Ditch has scaled to more than 30,000 users who have collectively paid down over $3 million in debt across more than 100 financial institutions. The post describes Ditch as an AI-powered solution designed to make paying down debt automatic rather than a manual burden.
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The LinkedIn post highlights a new episode of Method’s “Inside the Build” series featuring Ditch founder Luis Andino and Method’s Director of Product Strategy, Elana Golub. The discussion is presented as covering product development lessons, unexpected challenges, and the underlying infrastructure that enabled the platform’s growth.
For investors, the metrics cited in the post suggest early traction and proof of concept in the consumer debt-management segment, with multi-institution connectivity indicating a scalable technology stack. If the reported user base and repayment volume continue to grow, Method could strengthen its position in embedded finance and data infrastructure for consumer credit applications.
The emphasis on AI-driven automation and infrastructure in the conversation may signal Method’s focus on platform capabilities that can support additional partners beyond Ditch. This could enhance recurring revenue potential and deepen Method’s role as an enabling layer for fintech applications targeting debt reduction and personal finance optimization.