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Yiren Digital ( (YRD) ) has issued an announcement.
Yiren Digital Ltd. reported its unaudited financial results for the second quarter of 2025, showcasing significant growth in its financial services sector. The company facilitated loans worth RMB20.3 billion, a 34% increase from the previous quarter, and served over 1.6 million borrowers. Despite a decrease in insurance brokerage revenue, the company achieved a 10% increase in total net revenue compared to the same period in 2024, driven by strong demand for small revolving loan products. The results highlight the company’s operational resilience and strategic focus on AI innovation, geographic expansion, and operational excellence, positioning it for sustained long-term success.
The most recent analyst rating on (YRD) stock is a Buy with a $7.00 price target. To see the full list of analyst forecasts on Yiren Digital stock, see the YRD Stock Forecast page.
Spark’s Take on YRD Stock
According to Spark, TipRanks’ AI Analyst, YRD is a Outperform.
Yiren Digital’s overall stock score reflects strong financial performance and attractive valuation, supported by robust profitability and a solid balance sheet. The earnings call provided positive insights into growth and innovation, though regulatory challenges and declining free cash flow are concerns. Technical indicators suggest neutral momentum, contributing to a balanced outlook.
To see Spark’s full report on YRD stock, click here.
More about Yiren Digital
Yiren Digital Ltd. is an AI-powered platform offering a comprehensive suite of financial services in Asia. The company focuses on facilitating loans and providing insurance brokerage services, leveraging advanced AI capabilities for personalized customer engagement, risk management, and service efficiency.
Average Trading Volume: 105,666
Technical Sentiment Signal: Buy
Current Market Cap: $511.5M
Find detailed analytics on YRD stock on TipRanks’ Stock Analysis page.