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Yiren Digital ( (YRD) ) has issued an announcement.
Yiren Digital Ltd. announced its financial results for the third quarter of 2025, highlighting a 51% increase in total loans facilitated compared to the same period in 2024, reaching RMB20.2 billion. Despite a decrease in the number of borrowers served due to strategic credit policy tightening, the company saw a 70% increase in revenue from its financial services business, driven by demand for small revolving loans and repeat borrowing. The insurance brokerage business experienced growth in internet insurance, although traditional lines saw a decrease in revenue. The company maintained a strong cash position and continued to invest in fintech innovations, despite challenges such as industry-wide credit risk fluctuations and declining profitability due to increased provisions and regulatory impacts.
The most recent analyst rating on (YRD) stock is a Buy with a $5.00 price target. To see the full list of analyst forecasts on Yiren Digital stock, see the YRD Stock Forecast page.
Spark’s Take on YRD Stock
According to Spark, TipRanks’ AI Analyst, YRD is a Outperform.
Yiren Digital’s overall stock score reflects strong financial performance and attractive valuation, offset by bearish technical indicators and challenges highlighted in the earnings call. The company’s profitability and low P/E ratio are significant strengths, but market sentiment and regulatory risks require careful monitoring.
To see Spark’s full report on YRD stock, click here.
More about Yiren Digital
Yiren Digital Ltd. is a prominent fintech company that focuses on digital consumer lending, insurance, and financial technology innovation across China and Southeast Asia.
Average Trading Volume: 76,664
Technical Sentiment Signal: Sell
Current Market Cap: $397.5M
For an in-depth examination of YRD stock, go to TipRanks’ Overview page.