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The latest announcement is out from XP ( (XP) ).
On November 17, 2025, XP Inc. announced its financial results for the third quarter of 2025, highlighting a 9% year-over-year increase in gross revenue, reaching R$4.9 billion, driven by growth in its Corporate & Issuer Services. The company reported a 12% increase in total client assets, amounting to R$1.4 trillion, and a 25% rise in gross written premiums, reflecting robust performance in its insurance segment. Despite a 14% year-over-year decline in total net inflow, the company saw a 204% quarter-over-quarter increase, indicating strong recovery momentum. XP’s strategic inclusion of institutional client assets since 2025 has contributed to a total client asset growth of 16% year-over-year, reaching R$1.9 trillion. The company’s focus on maintaining high customer satisfaction is evident in its NPS score of 74, underscoring its commitment to enhancing client experience.
The most recent analyst rating on (XP) stock is a Hold with a $21.50 price target. To see the full list of analyst forecasts on XP stock, see the XP Stock Forecast page.
Spark’s Take on XP Stock
According to Spark, TipRanks’ AI Analyst, XP is a Neutral.
XP’s overall stock score is driven by strong technical indicators and positive earnings call sentiment, reflecting robust profitability and growth in client assets. However, financial performance is moderated by high leverage and declining revenue growth, which pose potential risks. The valuation suggests the stock may be undervalued, providing an opportunity for investors.
To see Spark’s full report on XP stock, click here.
More about XP
XP Inc. is a leading tech-enabled platform in Brazil, known for offering low-fee financial products and services. The company focuses on providing a range of financial solutions, including investment, retirement plans, credit, and insurance services, catering primarily to retail and institutional clients.
Average Trading Volume: 7,118,458
Technical Sentiment Signal: Buy
Current Market Cap: $9.83B
For an in-depth examination of XP stock, go to TipRanks’ Overview page.