USCB Financial Holdings Reports Record Q1 2025 EPS

USCB Financial Holdings, Inc. Class A ( (USCB) ) has provided an announcement.

USCB Financial Holdings, Inc. reported a record fully diluted EPS of $0.38 for Q1 2025, marking a 65% increase from the same period in 2024. The company’s net income rose to $7.7 million, driven by strategic priorities such as loan and deposit growth and strong cost controls. The bank’s return on average assets was 1.19%, the highest since Q4 2021, and its return on average stockholders’ equity increased to 14.15%. Total assets, loans, and deposits saw significant growth, while the efficiency ratio improved to 52.79%. The company declared a quarterly cash dividend of $0.10 per share, reflecting its robust financial health and strategic positioning in the challenging market environment.

Spark’s Take on USCB Stock

According to Spark, TipRanks’ AI Analyst, USCB is a Outperform.

USCB Financial Holdings scores strongly due to its robust financial performance, with notable revenue growth and profitability. The earnings call provided positive guidance, supporting the company’s strong outlook. However, technical analysis indicates some susceptibility to downward trends, and the valuation is fair but not exceptional. These factors collectively lead to a solid but not stellar overall score.

To see Spark’s full report on USCB stock, click here.

More about USCB Financial Holdings, Inc. Class A

USCB Financial Holdings, Inc. is the bank holding company for U.S. Century Bank, one of the largest community banks headquartered in Miami, Florida. Established in 2002, the bank offers a wide range of financial products and services, supporting various community organizations in the region.

YTD Price Performance: 2.60%

Average Trading Volume: 27,207

Technical Sentiment Signal: Sell

Current Market Cap: $354.3M

See more insights into USCB stock on TipRanks’ Stock Analysis page.