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Double your UPST exposure with Tradr's UPSXAn announcement from Upstart Holdings ( (UPST) ) is now available.
On May 19, 2026, Upstart announced that veteran banker Tim Wennes, former President and CEO of Santander Holdings USA, will join its Board of Directors as a Class I director effective May 28, 2026, receiving standard outside director compensation and indemnification. Bringing over 35 years of financial services experience, particularly in consumer and auto lending, Wennes is expected to support Upstart’s push to expand its AI-powered credit offerings across U.S. consumer segments.
The company also disclosed that long-time board member Jeff Huber will resign from the Board and its Nominating and Corporate Governance Committee, effective May 28, 2026, after five years of service without any disagreement with the company. The board transition underscores Upstart’s effort to deepen traditional banking and digital transformation expertise at the governance level as it seeks to consolidate its position as a leading AI lending marketplace for borrowers and institutional partners.
The most recent analyst rating on (UPST) stock is a Hold with a $35.00 price target. To see the full list of analyst forecasts on Upstart Holdings stock, see the UPST Stock Forecast page.
Spark’s Take on UPST Stock
According to Spark, TipRanks’ AI Analyst, UPST is a Neutral.
The score is primarily constrained by weaker financial quality (negative operating/free cash flow despite improving earnings) and elevated leverage, alongside soft technicals. These are partially offset by a constructive earnings-call outlook with reiterated guidance and strong growth/funding momentum, while valuation offers limited support due to a negative P/E and no dividend yield.
To see Spark’s full report on UPST stock, click here.
More about Upstart Holdings
Upstart Holdings, Inc. is a San Mateo, California-based financial technology company operating an AI-driven lending marketplace that connects millions of consumers with more than 100 banks and credit unions. Its platform spans personal loans, automotive retail and refinance loans, home equity lines of credit, and a revolving Cash Line product, with more than 90% of loans fully automated through its AI models and cloud applications.
Average Trading Volume: 4,892,291
Technical Sentiment Signal: Sell
Current Market Cap: $2.82B
Learn more about UPST stock on TipRanks’ Stock Analysis page.

