Claim 30% Off TipRanks
New trading tool for UPST bullsUpstart Holdings ( (UPST) ) has shared an update.
On February 19, 2026, Upstart Holdings, Inc. announced that it had repurchased $100 million of its common stock over the prior four trading days, buying 3,193,294 shares at an average price of $31.31 per share between February 12 and February 18, 2026. The buyback, executed via open market transactions under a previously authorized $400 million repurchase program, leaves $122 million still available and signals management’s willingness to deploy capital toward share repurchases, potentially supporting the stock and reflecting confidence in the company’s valuation and long-term prospects.
The most recent analyst rating on (UPST) stock is a Hold with a $30.00 price target. To see the full list of analyst forecasts on Upstart Holdings stock, see the UPST Stock Forecast page.
Spark’s Take on UPST Stock
According to Spark, TipRanks’ AI Analyst, UPST is a Neutral.
The score is held down primarily by weak technicals (price below all key moving averages with negative MACD) and financial durability concerns (2025 cash flow turning negative despite a return to profitability). A supportive factor is improving operating narrative from the latest earnings call around partner-channel economics and larger loan sizes, but the lack of quantified guidance and the high P/E limit upside confidence.
To see Spark’s full report on UPST stock, click here.
More about Upstart Holdings
Upstart Holdings, Inc. is a leading artificial intelligence lending marketplace that connects millions of consumers with more than 100 banks and credit unions using its AI models and cloud applications to deliver credit products. Founded in 2012 and based in San Mateo, California, its platform spans personal loans, auto retail and refinance loans, home equity lines of credit, and small-dollar relief loans, with more than 90% of loans fully automated.
Average Trading Volume: 4,879,514
Technical Sentiment Signal: Sell
Current Market Cap: $3.14B
For detailed information about UPST stock, go to TipRanks’ Stock Analysis page.