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United Security Bancshares ( (UBFO) ) has provided an announcement.
On April 1, 2026, Community West Bancshares completed its all-stock merger with United Security Bancshares, valuing the deal at about $185.5 million based on the March 31, 2026 closing price. United Security Bancshares shareholders received 0.4520 shares of Community West Bancshares for each of their shares, USB common stock was delisted from NASDAQ, and USB’s directors and officers stepped down as the combined entity moved to deregister USB’s shares.
The transaction creates a larger Central California community bank with roughly $5 billion in assets, expanded reach across Greater Sacramento, the San Joaquin Valley, and the Central Coast, and 31 communities served. Governance of the combined company was reshaped with two USB directors joining the boards, leadership roles reaffirmed at Community West, and several Community West directors retiring, positioning the enlarged franchise for greater scale, lending capacity, and long-term shareholder value.
The most recent analyst rating on (UBFO) stock is a Buy with a $11.50 price target. To see the full list of analyst forecasts on United Security Bancshares stock, see the UBFO Stock Forecast page.
Spark’s Take on UBFO Stock
According to Spark, TipRanks’ AI Analyst, UBFO is a Neutral.
The score is driven primarily by solid but weakening financial performance (profitability and cash flow have downshifted since 2023). Valuation is supportive with a moderate P/E and strong dividend yield, while technical indicators are somewhat soft and the pending merger adds upside potential alongside execution risk.
To see Spark’s full report on UBFO stock, click here.
More about United Security Bancshares
Community West Bancshares, headquartered in Fresno, California, is a Central California-focused community banking holding company whose primary subsidiary, Community West Bank, operates full-service banking centers across 13 counties. The bank provides commercial lending, agribusiness finance, SBA loans, residential construction and mortgage lending, manufactured housing finance, private banking, and treasury management services aimed at businesses, families, and local communities.
Average Trading Volume: 33,476
Technical Sentiment Signal: Buy
Current Market Cap: $181.4M
Learn more about UBFO stock on TipRanks’ Stock Analysis page.