United Community Banks Announces Preferred Stock Redemption

United Community Banks ( (UCB) ) just unveiled an update.

On August 15, 2025, United Community Banks announced the redemption of all outstanding shares of its 6.875% Series I Non-Cumulative Perpetual Preferred Stock, scheduled for September 15, 2025. This move reflects the company’s active management of its capital structure, involving a cash payment of $25,000 per share, totaling an $88 million aggregate liquidation preference. The redemption will cease all rights of the holders of the Preferred Stock and Depositary Shares, except for receiving the redemption price.

The most recent analyst rating on (UCB) stock is a Buy with a $34.00 price target. To see the full list of analyst forecasts on United Community Banks stock, see the UCB Stock Forecast page.

Spark’s Take on UCB Stock

According to Spark, TipRanks’ AI Analyst, UCB is a Outperform.

United Community Banks demonstrates strong financial performance and a positive earnings outlook, supported by effective cost management and strategic acquisitions. While technical indicators suggest limited short-term upside, the stock’s valuation remains attractive, offering a balanced investment opportunity.

To see Spark’s full report on UCB stock, click here.

More about United Community Banks

United Community Banks, Inc. (NYSE: UCB) is a financial holding company and a top 100 U.S. financial institution. It offers a comprehensive range of banking, mortgage, and wealth management services. As of June 30, 2025, the company had $28.1 billion in assets and operated 200 offices across several southeastern states. United Community Banks is recognized for its customer satisfaction and has received numerous awards, including J.D. Power’s highest customer satisfaction among consumer banks in the Southeast.

Average Trading Volume: 653,345

Technical Sentiment Signal: Strong Buy

Current Market Cap: $3.83B

For an in-depth examination of UCB stock, go to TipRanks’ Overview page.