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The latest update is out from Unicaja Banco SA ( (ES:UNI) ).
Unicaja Banco reported record 2025 net profit of €632 million, up 10.3% year on year, driven by solid net interest income, higher fee and commission income from investment funds and insurance, and lower provisions, while maintaining a stable efficiency ratio of 45.5% and an adjusted ROTE of 12.1%. The bank is significantly raising shareholder returns with a new dividend policy targeting a 70% payout of net profit and considering additional remuneration via share buybacks or extra dividends, revising upwards its 2025‑27 profitability guidance, all while preserving a strong capital and liquidity position, expanding customer funds and lending, improving asset quality indicators, and consolidating its competitive standing in the Spanish banking sector.
The most recent analyst rating on (ES:UNI) stock is a Sell with a EUR2.60 price target. To see the full list of analyst forecasts on Unicaja Banco SA stock, see the ES:UNI Stock Forecast page.
More about Unicaja Banco SA
Unicaja Banco SA is a Spanish financial institution focused on retail and commercial banking, offering loans, mortgages, investment funds, insurance and savings products, with a growing emphasis on off-balance-sheet customer assets such as investment funds, where it holds around a 9% market share.
Average Trading Volume: 5,026,114
Technical Sentiment Signal: Buy
Current Market Cap: €7.65B
See more data about UNI stock on TipRanks’ Stock Analysis page.