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The latest update is out from TransUnion ( (TRU) ).
On February 11, 2026, TransUnion Intermediate Holdings, Trans Union LLC and certain subsidiaries amended their existing credit agreement to add $400 million of incremental revolving credit commitments, lifting total revolving commitments to $1 billion and reaffirming secured guarantees across substantially all assets. The move enhances the company’s liquidity and financial flexibility while maintaining existing covenant structures, underscoring continued lender support for its balance sheet and growth strategy.
On February 12, 2026, TransUnion reported strong fourth-quarter and full-year 2025 results, with quarterly revenue up 13 percent to $1.17 billion and full-year revenue up 9 percent to $4.58 billion, driven by 19 percent growth in U.S. Financial Services and 16 percent in Emerging Verticals. Net income, adjusted earnings and Adjusted EBITDA all increased year over year, supporting $300 million of 2025 share repurchases, a higher quarterly dividend and initial 2026 guidance calling for high single-digit revenue and earnings growth, signaling confidence in its strategic transformation and operating momentum.
Segment performance in the fourth quarter of 2025 showed particularly robust gains in U.S. Markets, where total revenue grew 16 percent and Adjusted EBITDA rose 12 percent, while International revenue increased 4 percent with mixed regional trends. Strong cash generation lifted year-end cash to $854 million, and higher operating cash flow alongside targeted acquisitions and capital spending highlighted TransUnion’s capacity to invest for growth while returning capital to shareholders.
The most recent analyst rating on (TRU) stock is a Hold with a $74.00 price target. To see the full list of analyst forecasts on TransUnion stock, see the TRU Stock Forecast page.
Spark’s Take on TRU Stock
According to Spark, TipRanks’ AI Analyst, TRU is a Neutral.
The score is driven primarily by solid financial performance and strong cash flow, reinforced by an upbeat earnings call with raised guidance and a larger buyback program. These positives are tempered by weak technical momentum (price below major moving averages with negative MACD) and a relatively expensive valuation (36.22 P/E with a modest ~0.68% yield).
To see Spark’s full report on TRU stock, click here.
More about TransUnion
TransUnion (NYSE: TRU) is a global information and insights company operating in credit reporting and related data analytics, serving financial services, consumer, and emerging vertical markets across U.S. and international regions. The company provides credit, marketing and fraud solutions to banks, lenders and other enterprises, with a growing focus on technology modernization and product innovation.
Average Trading Volume: 2,114,562
Technical Sentiment Signal: Sell
Current Market Cap: $14.4B
For a thorough assessment of TRU stock, go to TipRanks’ Stock Analysis page.