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The latest announcement is out from Time Finance plc ( (GB:TIME) ).
Time Finance reported another strong quarter, with UK business demand for its multi-product funding driving its gross lending book to a record £236.4m, marking the nineteenth consecutive quarter of growth. The shift toward more secured lending in invoice finance and hard asset finance now accounts for 96% of new lending and 88% of the total book, reinforcing its strategy to de-risk and strengthen earnings quality.
For the nine months to 28 February 2026, own-book lending origination rose 27% to £86.5m, revenue increased 4% to £28.3m and profit before tax grew 5% to £6.2m, with the PBT margin improving to 22%. Improved arrears and lower bad debt write-offs, alongside higher net tangible assets and deferred income, support the board’s confidence that full-year performance will meet market expectations and that the group can continue building long-term shareholder value.
The most recent analyst rating on (GB:TIME) stock is a Hold with a £48.00 price target. To see the full list of analyst forecasts on Time Finance plc stock, see the GB:TIME Stock Forecast page.
Spark’s Take on TIME Stock
According to Spark, TipRanks’ AI Analyst, TIME is a Outperform.
Time Finance plc’s strong financial performance and positive corporate events are the most significant factors driving the score. The technical analysis suggests potential for further gains, while the valuation indicates the stock is undervalued. The absence of earnings call data does not impact the overall assessment.
To see Spark’s full report on TIME stock, click here.
More about Time Finance plc
Time Finance plc is an AIM-listed independent specialist finance provider focused on helping UK SMEs with flexible funding solutions. The group concentrates on asset finance, invoice finance and secured loans, primarily as an own-book lender, while retaining the ability to broker deals to smooth activity through changing market and economic cycles.
Average Trading Volume: 208,740
Technical Sentiment Signal: Hold
Current Market Cap: £41.17M
Find detailed analytics on TIME stock on TipRanks’ Stock Analysis page.