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Standard Life lifts profits, capital strength and dividend on strong 2025 performance

Story Highlights
  • Standard Life posted higher 2025 cash generation and profits, strengthened its balance sheet and raised its dividend.
  • Growth in pensions, annuities and cost savings, plus digital expansion, keeps Standard Life on track for 2026 targets.
  • Looking for the best stocks to buy? Follow the recommendations of top-performing analysts.
Standard Life lifts profits, capital strength and dividend on strong 2025 performance

Meet Samuel – Your Personal Investing Prophet

Phoenix Group Holdings ( (GB:SDLF) ) just unveiled an announcement.

Standard Life plc reported strong full‑year 2025 results, with operating cash generation up 5% to £1.47bn and IFRS adjusted operating profit rising 15% to £945m, driven by growth in workplace and retirement solutions and ongoing cost savings. The group improved its capital strength, cutting its Solvency II leverage ratio to 33%, growing its Solvency II surplus to £3.6bn and lifting its total dividend by 2.6%, while increasing run‑rate cost savings to £180m.

Pensions and savings delivered 23% profit growth and higher workplace inflows, while annuities saw rising operating cash and profit, a larger contractual service margin and solid PRT and individual annuity volumes despite disciplined capital deployment. Standard Life is stepping up digital tools, advice offerings and policy migrations, reinforcing its market positions in workplace, retail and annuities, and says it is firmly on track to meet its 2026 cash, capital and earnings targets, including at least £1bn of free cash flow per year over time.

The most recent analyst rating on (GB:SDLF) stock is a Sell with a £665.31 price target. To see the full list of analyst forecasts on Phoenix Group Holdings stock, see the GB:SDLF Stock Forecast page.

Spark’s Take on SDLF Stock

According to Spark, TipRanks’ AI Analyst, SDLF is a Neutral.

Phoenix Group Holdings’ overall stock score is driven by strong earnings call results and positive corporate events, which highlight strategic progress and financial resilience. However, the mixed financial performance and valuation concerns due to ongoing profitability challenges temper the overall score. The technical analysis suggests a bullish trend, further supporting the stock’s potential.

To see Spark’s full report on SDLF stock, click here.

More about Phoenix Group Holdings

Standard Life plc, part of Phoenix Group, operates in the UK long‑term savings and retirement market, focusing on workplace and retail pensions, annuities and associated retirement solutions. The group emphasises capital‑light, fee‑based businesses alongside annuity operations, targeting growth in a market expected to expand significantly over the next decade.

Average Trading Volume: 2,046,237

Technical Sentiment Signal: Buy

Current Market Cap: £6.92B

See more insights into SDLF stock on TipRanks’ Stock Analysis page.

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