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Southern First Bancshares ( (SFST) ) has issued an announcement.
On January 22, 2026, Southern First Bancshares reported that its fourth quarter of 2025 was its strongest of the year, with diluted earnings per share rising to $1.21, up 13% from the prior quarter and 73% from the same period in 2024, driven by solid loan growth, even stronger deposit growth, and an expanding net interest margin, which climbed to 2.72%. The bank ended December 31, 2025 with total loans of $3.8 billion and total deposits of $3.7 billion, both up mid‑single digits year over year, while maintaining strong asset quality metrics, improved efficiency, higher book value per share, and robust capital ratios, underscoring strengthened profitability and balance sheet resilience that support its growth ambitions in resilient Southeast markets and provide reassurance to shareholders and depositors.
The most recent analyst rating on (SFST) stock is a Buy with a $59.00 price target. To see the full list of analyst forecasts on Southern First Bancshares stock, see the SFST Stock Forecast page.
Spark’s Take on SFST Stock
According to Spark, TipRanks’ AI Analyst, SFST is a Outperform.
Southern First Bancshares is well-positioned with strong financial performance and technical indicators. The recent corporate event highlights robust earnings growth, enhancing the stock’s attractiveness. However, potential liquidity challenges and overbought technical indicators suggest caution.
To see Spark’s full report on SFST stock, click here.
More about Southern First Bancshares
Southern First Bancshares, Inc., based in Greenville, South Carolina, is the holding company for Southern First Bank, a regional banking institution operating in some of the strongest markets in the U.S. Southeast. The bank focuses on full-relationship community banking, emphasizing loans and deposit services funded primarily through core client deposits, and positions itself on high-touch client service and disciplined balance sheet management.
Average Trading Volume: 45,543
Technical Sentiment Signal: Buy
Current Market Cap: $445.6M
Find detailed analytics on SFST stock on TipRanks’ Stock Analysis page.