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SmartFinancial ( (SMBK) ) has provided an announcement.
SmartFinancial reported first-quarter 2026 net income of $13.7 million, or $0.81 per diluted share, unchanged from the prior quarter but up from $11.3 million, or $0.67 per share, a year earlier, reflecting solid loan and deposit growth and an improved net interest margin. For the quarter ended March 31, 2026, the bank delivered $155 million in net organic loan and lease growth and $95 million in core deposit growth, expanded its fully tax-equivalent net interest margin to 3.48% on lower funding costs, modestly increased its allowance for credit losses to 0.97% under a revised ACL model and continued to invest in its Nashville expansion, signaling steady operating momentum and disciplined risk management for stakeholders.
The most recent analyst rating on (SMBK) stock is a Buy with a $48.00 price target. To see the full list of analyst forecasts on SmartFinancial stock, see the SMBK Stock Forecast page.
Spark’s Take on SMBK Stock
According to Spark, TipRanks’ AI Analyst, SMBK is a Outperform.
The score is driven primarily by solid financial performance and a constructive earnings outlook (NIM expansion guidance, strong growth, and disciplined funding/expenses). Valuation is supportive with a reasonable P/E, while the main drag is mixed technical momentum (negative MACD and trading below the 50-day average).
To see Spark’s full report on SMBK stock, click here.
More about SmartFinancial
SmartFinancial, Inc., headquartered in Knoxville, Tenn., operates as a regional banking company under the SmartBank brand, providing loans, leases and deposit services. The company focuses on organic balance sheet growth, particularly in commercial lending and core deposit gathering, and is expanding in key markets such as Nashville with added private banking, wealth management and commercial banking talent.
Average Trading Volume: 73,765
Technical Sentiment Signal: Buy
Current Market Cap: $714.5M
For a thorough assessment of SMBK stock, go to TipRanks’ Stock Analysis page.