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SmartFinancial ( (SMBK) ) just unveiled an announcement.
On January 5, 2026, SmartFinancial, Inc. announced that it had extended its registered exchange offer for up to $100 million of its 7.25% Fixed-to-Floating Rate Subordinated Notes due 2035, allowing holders of unregistered notes issued in a private placement on August 20, 2025 to exchange them for an equal principal amount of registered notes. The offer, originally set to expire on January 2, 2026, was extended to January 9, 2026, with all other terms unchanged; as of January 2, 2026, $82.5 million, or 82.5%, of the outstanding notes had already been tendered, indicating strong investor participation and furthering the company’s efforts to enhance liquidity and tradability of its subordinated debt within the capital markets framework.
The most recent analyst rating on (SMBK) stock is a Buy with a $42.00 price target. To see the full list of analyst forecasts on SmartFinancial stock, see the SMBK Stock Forecast page.
Spark’s Take on SMBK Stock
According to Spark, TipRanks’ AI Analyst, SMBK is a Outperform.
SmartFinancial’s strong financial performance and positive earnings call sentiment are the primary drivers of its score. The technical analysis supports a bullish outlook, while the valuation remains reasonable. The company’s strategic focus on growth and efficiency further enhances its investment appeal.
To see Spark’s full report on SMBK stock, click here.
More about SmartFinancial
SmartFinancial, Inc., based in Knoxville, Tennessee, is the publicly traded bank holding company for SmartBank, a full-service commercial bank founded in 2007. SmartBank operates branches across Tennessee, Alabama and Florida, focusing on commercial banking services supported by strategic branching, a disciplined lending approach and an emphasis on client service and talent recruitment.
Average Trading Volume: 79,233
Technical Sentiment Signal: Buy
Current Market Cap: $622.5M
For an in-depth examination of SMBK stock, go to TipRanks’ Overview page.

