ServisFirst Bancshares ( (SFBS) ) has released its Q3 earnings. Here is a breakdown of the information ServisFirst Bancshares presented to its investors.
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ServisFirst Bancshares, Inc. is a bank holding company based in Birmingham, Alabama, providing business and personal financial services across several states in the southeastern United States through its subsidiary, ServisFirst Bank.
In the third quarter of 2025, ServisFirst Bancshares reported a strong financial performance with an increase in both earnings and key financial metrics compared to the previous year. The company’s diluted earnings per share rose to $1.20, and adjusted earnings per share increased by 18.2% from the same quarter last year.
Key financial highlights include a 7.9% year-over-year growth in loans and a 7.3% increase in deposits. The net interest margin improved to 3.09%, and the return on average common stockholders’ equity was 14.88%, with an adjusted return of 16.21%. The company also maintained a strong liquidity position with $1.77 billion in cash and cash equivalents.
Despite a loss from the sale of low-yielding bonds, the company reinvested in higher-yield securities, which is expected to benefit future earnings. The management expressed satisfaction with the expansion of the net interest margin and the disciplined pricing of loans and deposits.
Looking ahead, ServisFirst Bancshares remains optimistic about its growth prospects, with management highlighting the profitability of all regions and markets and the successful performance of newer offices. The company continues to focus on delivering strong returns for its shareholders.