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Repay Holdings ( (RPAY) ) just unveiled an announcement.
On March 9, 2026, Repay Holdings reported fourth-quarter and full-year 2025 results showing flat reported revenue at $78.6 million and a 2% decline in gross profit, reflecting tough comparisons to 2024 political media volumes. The company posted a Q4 net loss of $148.3 million, driven largely by a $138.5 million non-cash goodwill impairment in its Consumer Payments segment following share price declines and changes in valuation assumptions.
Despite headline pressure, normalized Q4 revenue and gross profit rose 10% and 9% year over year, as Consumer Payments grew mid‑single to high‑single digits and Business Payments delivered about 41% normalized revenue growth and 73% normalized gross profit growth. Repay expanded its software partner base to 294, grew its AP supplier network 67% to more than 602,000, and set a 2026 outlook targeting 10%–12% reported revenue growth, higher adjusted EBITDA and stronger free cash flow conversion, underscoring management’s confidence in the company’s long‑term growth trajectory.
The most recent analyst rating on (RPAY) stock is a Hold with a $4.00 price target. To see the full list of analyst forecasts on Repay Holdings stock, see the RPAY Stock Forecast page.
Spark’s Take on RPAY Stock
According to Spark, TipRanks’ AI Analyst, RPAY is a Neutral.
Repay Holdings’ overall stock score is driven by its financial performance challenges, particularly profitability issues, and a bearish technical outlook. While the earnings call provided some positive insights, the negative valuation and recent executive departure weigh heavily on the score.
To see Spark’s full report on RPAY stock, click here.
More about Repay Holdings
Repay Holdings Corporation, based in Atlanta and listed on Nasdaq as RPAY, is a leading provider of vertically integrated payment solutions. Through its Consumer Payments and Business Payments segments, the company offers debit and credit card processing, ACH, virtual card and AP automation, as well as loan disbursement and proprietary clearing and settlement services to sectors including personal and auto loans, receivables management, healthcare, retail automotive, media, education and government.
Average Trading Volume: 1,111,127
Technical Sentiment Signal: Sell
Current Market Cap: $479.7M
See more data about RPAY stock on TipRanks’ Stock Analysis page.