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Regional Management Completes $265 Million Securitization

Story Highlights
  • Regional Management completed a $265 million asset-backed securitization on March 31, 2025.
  • The transaction enhances the company’s balance sheet and reduces interest rate risk.
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Regional Management Completes $265 Million Securitization

Regional Management ( (RM) ) has shared an update.

On March 31, 2025, Regional Management Corp. completed a $265 million asset-backed securitization, marking its 12th successful securitization. This transaction involved the issuance of four classes of fixed-rate notes, secured by $298 million of receivables, and achieved a weighted-average coupon of 5.30%. The proceeds were used to pay down variable rate debt facilities and fully pay off notes from its previous 2020-1 securitization. The successful execution of this transaction enhances the company’s balance sheet and reduces exposure to interest rate risk, positioning Regional Management well for future growth and value creation for shareholders.

More about Regional Management

Regional Management Corp. is a diversified consumer finance company that offers installment loan products primarily to customers with limited access to credit from traditional lenders. Operating under the name ‘Regional Finance,’ the company provides secured, fixed-rate, fixed-term loans through branches, direct mail, digital partners, and its consumer website across 19 states in the U.S.

YTD Price Performance: -9.38%

Average Trading Volume: 47,394

Technical Sentiment Signal: Sell

Current Market Cap: $296M

See more insights into RM stock on TipRanks’ Stock Analysis page.

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