Qifu Technology, Inc ( (QFIN) ) has released its Q2 earnings. Here is a breakdown of the information Qifu Technology, Inc presented to its investors.
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Qifu Technology, Inc., a prominent AI-driven Credit-Tech platform in China, specializes in providing technology services that facilitate the loan lifecycle for financial institutions, consumers, and SMEs. The company leverages advanced machine learning and data analytics to enhance credit accessibility and personalization.
In its latest earnings report, Qifu Technology announced a rise in semi-annual dividends alongside its unaudited financial results for the second quarter of 2025. The company reported strong financial performance despite facing macroeconomic challenges and regulatory adjustments.
Key financial highlights include a total net revenue of RMB5,215.9 million, marking a significant increase from the previous year. The net income stood at RMB1,730.5 million, with a non-GAAP net income of RMB1,849.0 million. The company also reported a total loan facilitation and origination volume of RMB84,609 million, with a notable contribution from its capital-light model, ICE.
Qifu Technology’s management remains cautiously optimistic about the future, focusing on improving operational efficiency and leveraging AI to enhance service offerings. The company plans to maintain a prudent business approach amid ongoing economic uncertainties, aiming to capture long-term opportunities through innovative technologies and strategic partnerships.