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The latest announcement is out from QBE Insurance Group Limited ( (AU:QBE) ).
QBE Insurance Group reported a strong 2025 financial performance, with statutory net profit after tax rising to US$2.16 billion from US$1.78 billion and adjusted net profit increasing to US$2.13 billion. The insurer generated an adjusted return on equity of 19.8%, reflecting robust profitability across most business lines and continued execution of its financial plan.
Gross written premium grew 7% to US$23.96 billion, or 8% excluding exited portfolios, outpacing prior guidance due to targeted organic growth in North America and international markets. The combined operating ratio improved to 91.9% from 93.1%, supported by a lower net claims ratio, underscoring stronger underwriting discipline and broader balance of performance.
Investment income remained a key earnings driver, delivering US$1.63 billion and a 4.9% return, matching the prior year’s percentage while benefiting from fixed income gains tied to changes in risk-free rates. The group’s capital position stayed solid, with a Prescribed Capital Amount multiple of 1.87x, slightly above year-end 2024 and comfortably within its target range, signalling resilience and capacity to support growth.
QBE increased its final dividend to 78 Australian cents per share, bringing the full-year distribution to 109 Australian cents, up 25% year-on-year, while maintaining a 50% payout ratio on adjusted net profit. The stronger earnings, improved underwriting metrics, and higher shareholder returns reinforce QBE’s competitive standing in global insurance markets and suggest a constructive outlook for further growth and stable returns.
The most recent analyst rating on (AU:QBE) stock is a Buy with a A$22.90 price target. To see the full list of analyst forecasts on QBE Insurance Group Limited stock, see the AU:QBE Stock Forecast page.
More about QBE Insurance Group Limited
QBE Insurance Group Limited is a global general insurance and reinsurance company headquartered in Sydney, Australia. It provides commercial, specialty, and personal lines cover with a strong presence in North America and international markets, focusing on disciplined underwriting, capital strength, and investment performance to drive shareholder returns.
Average Trading Volume: 3,033,049
Technical Sentiment Signal: Buy
Current Market Cap: A$29.84B
Learn more about QBE stock on TipRanks’ Stock Analysis page.