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Pra Group ( (PRAA) ) has shared an update.
PRA Group reported fourth-quarter 2025 net income attributable to the company of $56.5 million, or $1.46 per diluted share, on total cash collections of $531.7 million, up 13.6% year over year, and portfolio purchases of $314.8 million, driving record estimated remaining collections of $8.6 billion. For full year 2025, announced on February 26, 2026, PRA delivered 12.8% growth in cash collections to $2.1 billion and $1.2 billion of portfolio purchases but posted a net loss of $305.1 million due largely to a $413 million non-cash goodwill impairment in the third quarter, while adjusted net income of $72.6 million, higher adjusted EBITDA, ongoing U.S. operational improvements, European strength, share repurchases and the launch of its PRA 3.0 strategy signal an effort to enhance returns, reduce leverage and position the firm as a more technology-enabled global capital allocator.
The most recent analyst rating on (PRAA) stock is a Hold with a $13.50 price target. To see the full list of analyst forecasts on Pra Group stock, see the PRAA Stock Forecast page.
Spark’s Take on PRAA Stock
According to Spark, TipRanks’ AI Analyst, PRAA is a Neutral.
The score is held back primarily by weak financial quality (negative operating/free cash flow and declining revenue) and bearish technicals (below key moving averages with negative MACD). The latest earnings call provides partial offset via improving collections, EBITDA growth, and cost reductions, but the large goodwill impairment and noted portfolio underperformance keep risk elevated; valuation is inconclusive due to the negative P/E and no dividend data.
To see Spark’s full report on PRAA stock, click here.
More about Pra Group
PRA Group, Inc., based in Norfolk, Va., is a global leader in acquiring and collecting nonperforming loan portfolios. The company focuses on purchasing distressed consumer debt and recovering cash collections across U.S., European and other international markets, supported by a diversified capital structure and technology-enabled collection platforms.
Average Trading Volume: 430,556
Technical Sentiment Signal: Sell
Current Market Cap: $422.1M
For a thorough assessment of PRAA stock, go to TipRanks’ Stock Analysis page.