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The latest update is out from Personal Group Holdings ( (GB:PGH) ).
Personal Group Holdings reported a strong 2025, with group revenue up 11% to £48.4m, adjusted EBITDA rising 22% to £12.1m and profit before tax up 23% to £8.4m, all supported by a robust, debt-free balance sheet and 90% of revenue coming from recurring insurance and SaaS income. The board lifted the full-year dividend by 41% to 23.3p, reflecting confidence in cash generation and earnings quality.
Operationally, the group delivered a record year for new insurance sales, expanded penetration within its top employer sites and added more than 50,000 employees to its addressable base through new clients such as Avery and Securitas. Its Benefits & Rewards division grew platform ARR to £7.3m, signed 30 new benefits clients, renewed and expanded its partnership with Sage into Ireland and launched new offerings including digital insurance propositions and the Pathfinder pay and reward tool.
Management highlighted the growing relevance of its products as employers grapple with cost-of-living pressures, workforce illness and retention challenges, driving high customer and partner retention. Entering 2026 with strong momentum, the company reiterated its longer-term ambitions to reach £100m of revenue, £30m of EBITDA and £20m of SaaS ARR by 2030, signalling an aggressive growth trajectory in the employee benefits and insurance market.
The most recent analyst rating on (GB:PGH) stock is a Buy with a £372.00 price target. To see the full list of analyst forecasts on Personal Group Holdings stock, see the GB:PGH Stock Forecast page.
Spark’s Take on PGH Stock
According to Spark, TipRanks’ AI Analyst, PGH is a Outperform.
Personal Group Holdings demonstrates strong financial performance with robust cash flow and profitability, contributing significantly to the overall score. The technical analysis supports a stable outlook with a slight bullish trend. Valuation metrics indicate the stock is reasonably priced with an attractive dividend yield. Corporate events, although positive, are not weighted in the final score but highlight strategic growth and leadership stability.
To see Spark’s full report on PGH stock, click here.
More about Personal Group Holdings
Personal Group Holdings, listed on AIM, is a U.K.-based workforce benefits and insurance provider focused on affordable, accessible protection and employee perks. Through individual policies for hospital, recovery and death benefits and its Hapi benefits platform, it serves about 1.25 million employees, with a blue-chip client base and a distinctive face-to-face sales model that supports long-term, recurring revenues.
Headquartered in Milton Keynes, the group also powers Sage’s SME employee benefits offering, combining insurance, SaaS-based benefits and pay and reward services. This integrated proposition, coupled with high retention rates and long-standing corporate relationships, underpins its strong market position in the growing employee benefits and wellbeing sector.
Average Trading Volume: 53,712
Technical Sentiment Signal: Buy
Current Market Cap: £94.19M
For an in-depth examination of PGH stock, go to TipRanks’ Overview page.