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PayPal Holdings ( (PYPL) ) has issued an announcement.
On May 15, 2026, PayPal Holdings, Inc. issued $2.0 billion of unsecured senior notes across three tranches, comprising $650 million of 4.550% notes due 2028, $850 million of 4.950% notes due 2031, and $500 million of 5.550% notes due 2036, with interest payable semiannually beginning December 1, 2026. The notes, issued under an existing shelf registration, carry standard covenants on liens, sale-leasebacks, and mergers, include a change-of-control and ratings-downgrade repurchase protection at 101% of principal, and are structurally and effectively subordinated to subsidiary liabilities and secured debt, shaping the company’s capital structure and creditor protections.
The notes may be redeemed early for cash, in whole or in part, with a make-whole premium except for specified periods near maturity for the 2031 and 2036 tranches, giving PayPal flexibility to manage interest costs over time. These securities rank equally with PayPal’s other unsecured, unsubordinated obligations, reinforcing its access to long-term debt markets while delineating clear priority and risk profiles for bondholders within the group’s broader financing framework.
The most recent analyst rating on (PYPL) stock is a Sell with a $44.00 price target. To see the full list of analyst forecasts on PayPal Holdings stock, see the PYPL Stock Forecast page.
Spark’s Take on PYPL Stock
According to Spark, TipRanks’ AI Analyst, PYPL is a Neutral.
The score is driven primarily by solid underlying financial stability and profitability (manageable leverage, strong ROE, and healthy cash generation) and supportive valuation (low P/E). These positives are tempered by bearish technicals and a near-term earnings outlook that includes margin/take-rate pressure and expected EPS declines as the company funds growth and modernization.
To see Spark’s full report on PYPL stock, click here.
More about PayPal Holdings
PayPal Holdings, Inc. is a global digital payments company that operates an online payments platform enabling consumers and merchants to send, receive, and hold funds across borders. The company’s core services focus on e-commerce and mobile transactions, electronic wallets, and related payment solutions for individuals and businesses worldwide.
Average Trading Volume: 18,975,333
Technical Sentiment Signal: Sell
Current Market Cap: $39.73B
Learn more about PYPL stock on TipRanks’ Stock Analysis page.