Claim 55% Off TipRanks
- Unlock hedge fund-level data and powerful investing tools for smarter, sharper decisions
- Discover top-performing stock ideas and upgrade to a portfolio of market leaders with Smart Investor Picks
OppFi ( (OPFI) ) has provided an announcement.
On March 11, 2026, OppFi reported its fourth-quarter 2025 results, highlighting record performance across key metrics, including total revenue of $159.2 million, up 17.3% year over year. The company also set a new quarterly high in ending receivables at $493.1 million, reflecting 16.0% year-over-year growth and signaling continued expansion of its lending portfolio.
Net income surged 175.1% year over year to a fourth-quarter record of $38.4 million, with net income margin improving to 24.1% from 10.3%, indicating significantly enhanced profitability. Adjusted net income rose 27.2% to $25.8 million with a margin of 16.2%, while total expenses fell to 34.3% of total revenue and total net originations climbed 7.7% to a record $230.1 million, underscoring improved operating efficiency and stronger origination volumes for stakeholders.
The most recent analyst rating on (OPFI) stock is a Hold with a $9.50 price target. To see the full list of analyst forecasts on OppFi stock, see the OPFI Stock Forecast page.
Spark’s Take on OPFI Stock
According to Spark, TipRanks’ AI Analyst, OPFI is a Neutral.
OppFi’s overall stock score is driven by strong earnings performance and positive financial outlook, as highlighted in the recent earnings call. The company’s solid cash flow and reduced leverage are positive factors, but challenges remain in profitability margins and valuation metrics. Technical analysis indicates short-term bullish momentum, but longer-term resistance is present.
To see Spark’s full report on OPFI stock, click here.
More about OppFi
OppFi Inc. operates in the financial services and financial technology sector, providing credit access to consumers through online lending products. The company focuses on non-prime borrowers, partnering with banks to originate loans and then purchasing participation rights, positioning itself within the subprime and underserved consumer credit market.
Average Trading Volume: 502,390
Technical Sentiment Signal: Hold
Current Market Cap: $794.5M
For an in-depth examination of OPFI stock, go to TipRanks’ Overview page.