OppFi Inc. Reports Record Revenue and Raises Guidance

Oppfi Inc ( (OPFI) ) has released its Q3 earnings. Here is a breakdown of the information Oppfi Inc presented to its investors.

OppFi Inc. is a tech-enabled digital finance platform that collaborates with banks to provide financial products and services to underserved Americans, emphasizing financial inclusion and customer experience. In its latest earnings report, OppFi announced record-breaking quarterly revenue and net income, as well as an increase in its full-year financial guidance. The company reported a 13.5% year-over-year increase in total revenue to $155.1 million and a significant 136.9% rise in net income to $75.9 million for the third quarter of 2025. Adjusted net income also saw a notable increase of 41.4% to $40.7 million. Additionally, the company raised its full-year revenue guidance to between $590 million and $605 million and adjusted net income to between $137 million and $142 million. Looking ahead, OppFi’s management remains optimistic about the company’s strategic positioning and operational efficiency, driven by its Model 6.1 refit and risk-based pricing strategies, which are expected to mitigate economic volatility impacts.