Oportun Financial Amends Agreement with Pathward

Oportun Financial ( (OPRT) ) has shared an announcement.

On August 5, 2025, Oportun Financial Corporation announced an amended agreement with Pathward, National Association, effective August 11, 2025, to continue originating personal loans under Oportun’s programs. The agreement includes provisions for loan origination capacity, retention terms, and compliance updates. In its financial results for the second quarter ended June 30, 2025, Oportun reported a third consecutive quarter of GAAP profitability with a net income of $6.9 million, a significant improvement from the previous year. The company also raised its full-year 2025 outlook, reflecting strong growth in adjusted earnings per share and operational improvements.

The most recent analyst rating on (OPRT) stock is a Hold with a $5.00 price target. To see the full list of analyst forecasts on Oportun Financial stock, see the OPRT Stock Forecast page.

Spark’s Take on OPRT Stock

According to Spark, TipRanks’ AI Analyst, OPRT is a Neutral.

Oportun Financial’s overall score is driven by its financial performance challenges, particularly in profitability and revenue growth. However, improvements in credit performance and strategic corporate events provide some positive outlook. The technical analysis suggests mixed momentum, and valuation remains a concern due to ongoing losses.

To see Spark’s full report on OPRT stock, click here.

More about Oportun Financial

Oportun Financial Corporation operates in the financial services industry, focusing on providing unsecured and secured personal loans nationwide. The company is responsible for marketing, underwriting, fraud prevention, servicing, and administering loans, primarily targeting individuals who may not have access to traditional banking services.

Average Trading Volume: 569,819

Technical Sentiment Signal: Buy

Current Market Cap: $277.7M

See more insights into OPRT stock on TipRanks’ Stock Analysis page.