OP Bancorp Completes $25M Subordinated Notes Placement

OP Bancorp ( (OPBK) ) has provided an announcement.

On November 7, 2025, OP Bancorp completed a private placement of $25 million in fixed-to-floating rate subordinated notes due in 2035. The notes, which qualify as Tier 2 capital, will initially bear a fixed interest rate of 7.50% per annum until November 15, 2030, after which they will switch to a floating rate. The proceeds are intended to strengthen the regulatory capital of Open Bank and support its growth.

The most recent analyst rating on (OPBK) stock is a Hold with a $14.50 price target. To see the full list of analyst forecasts on OP Bancorp stock, see the OPBK Stock Forecast page.

Spark’s Take on OPBK Stock

According to Spark, TipRanks’ AI Analyst, OPBK is a Neutral.

OP Bancorp’s overall stock score is primarily influenced by its stable financial performance and attractive valuation. However, technical analysis indicates potential bearish momentum, which slightly offsets the positive valuation. The lack of earnings call and corporate events data means these factors do not influence the score.

To see Spark’s full report on OPBK stock, click here.

More about OP Bancorp

OP Bancorp is a California-based corporation, publicly traded on the Nasdaq Global Market under the ticker symbol ‘OPBK’. It operates Open Bank, which provides general commercial banking services in Los Angeles, Orange, and Santa Clara Counties in California, the Dallas metropolitan area in Texas, and Clark County in Nevada. The bank focuses on serving small- and medium-sized businesses, professionals, and residents, with a particular emphasis on Korean and other ethnic minority communities. It has twelve full-service branch offices and five loan production offices across several states.

Average Trading Volume: 40,668

Technical Sentiment Signal: Buy

Current Market Cap: $195M

See more data about OPBK stock on TipRanks’ Stock Analysis page.