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Onity Group ( (ONIT) ) has provided an announcement.
On February 12, 2026, Onity Group reported record 2025 results, with net income attributable to common stockholders of $185 million, diluted EPS of $21.46, a 35% ROE and a $17 year-on-year increase in book value per share to $74. Full-year GAAP revenue rose 9% to $1.1 billion, servicing additions reached $85 billion, originations volume climbed 43% to $43 billion, and total servicing UPB grew to $328 billion, while the company also released a $120 million deferred tax valuation allowance and simplified its business through planned asset sales and warrant settlement.
In the fourth quarter of 2025, net income jumped to $126 million with diluted EPS of $14.24 and ROE of 89%, supported by $29 billion in servicing additions, although adjusted pre-tax income of $9 million reflected higher MSR runoff tied to policy changes and a government shutdown. On February 10, 2026, the board authorized a share repurchase program of up to $10 million running through August 2026, underscoring management’s confidence as Onity targets double‑digit adjusted ROE in 2026 and positions itself for continued profitable growth and deleveraging.
The most recent analyst rating on (ONIT) stock is a Hold with a $49.00 price target. To see the full list of analyst forecasts on Onity Group stock, see the ONIT Stock Forecast page.
Spark’s Take on ONIT Stock
According to Spark, TipRanks’ AI Analyst, ONIT is a Neutral.
ONIT’s score is held back primarily by weak cash conversion (deeply negative operating and free cash flow) and high/volatile leverage indications in recent reporting, despite solid operating margins and a constructive earnings call showing above-guidance profitability. Technicals are mixed with near-term weakness, while valuation (P/E 13.7) provides some support.
To see Spark’s full report on ONIT stock, click here.
More about Onity Group
Onity Group Inc. (NYSE: ONIT) is a non-bank financial services company specializing in mortgage servicing and originations through its PHH Mortgage and Liberty Reverse Mortgage brands. PHH is one of the largest U.S. mortgage servicers, while Liberty is a major reverse mortgage lender, with operations in the U.S., U.S. Virgin Islands, India and the Philippines since 1988.
The company focuses on delivering servicing and lending programs to consumers and business clients, including reverse mortgage products that help customers address personal and financial needs. Headquartered in West Palm Beach, Florida, Onity manages a large servicing portfolio and emphasizes technology-enabled, scalable platforms to support growth across its businesses.
Average Trading Volume: 60,824
Technical Sentiment Signal: Buy
Current Market Cap: $335.2M
See more data about ONIT stock on TipRanks’ Stock Analysis page.