Old Second Bancorp Reports Steady Q2 2025 Earnings

Old Second ( (OSBC) ) has released its Q2 earnings. Here is a breakdown of the information Old Second presented to its investors.

Old Second Bancorp, Inc. is a financial services company operating primarily in the banking sector, providing a range of services including loans, deposits, and wealth management. In its latest earnings report, Old Second Bancorp, Inc. announced a net income of $21.8 million for the second quarter of 2025, showing a slight increase from the previous quarter but a marginal decrease compared to the same period last year. The company also reported an adjusted net income of $22.8 million, reflecting a positive trend in its financial performance. Key financial highlights include a 2.1% increase in net interest and dividend income from the previous quarter, reaching $64.2 million, and a 6.8% rise in noninterest income, totaling $10.9 million. The company also saw a decrease in noninterest expenses by 2.4% compared to the first quarter of 2025. Old Second Bancorp’s recent acquisition of Bancorp Financial, Inc. is expected to enhance its consumer lending capabilities and overall profitability. Looking ahead, the company remains optimistic about its financial health and growth prospects, with a strong balance sheet and strategic acquisitions positioning it well for future opportunities and challenges.