Nu Holdings Ltd. Class A ( (NU) ) has released its Q3 earnings. Here is a breakdown of the information Nu Holdings Ltd. Class A presented to its investors.
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Nu Holdings Ltd., a leading digital banking platform, operates across Brazil, Mexico, and Colombia, offering innovative financial solutions to a vast customer base.
In its latest earnings report for Q3 2025, Nu Holdings showcased robust growth with record revenues and a significant increase in its customer base, reflecting its strong market presence and operational efficiency.
The company reported a 39% year-over-year increase in revenues, reaching $4.2 billion, and a net income of $783 million, marking a 39% rise. The customer base expanded to 127 million, with an impressive activity rate above 83%. The credit portfolio grew by 42% year-over-year, demonstrating diversification and maturity across secured and unsecured lending.
Nu Holdings continues to enhance its platform, aiming to integrate AI technologies to redefine customer experiences and operational processes. The company’s strategic focus on scalability and innovation positions it well for future growth.
Looking ahead, Nu Holdings is committed to maintaining its growth trajectory and further developing its platform to deliver enhanced banking experiences, aligning with its vision of becoming an AI-first company.