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The latest update is out from Norwood Financial ( (NWFL) ).
On April 27, 2026, Norwood Financial reported first-quarter 2026 results showing record net interest income of $24.6 million and a higher net interest margin of 3.68%, driven largely by the integration of PB Bancshares, which boosted assets, loans and deposits by more than 20% year on year. Despite this balance-sheet growth and improved spreads, reported net income fell to $3.7 million and diluted EPS to $0.35 due to merger-related and restructuring expenses, while tangible book value per share climbed to $22.43 year on year but dipped sequentially amid acquisition impacts, dividend payments and securities valuation pressure.
On an adjusted basis excluding merger and BOLI restructuring costs, pre-provision net revenue rose to $11.4 million and net income increased to $7.8 million, improving returns on assets and tangible equity compared with a year earlier and underscoring management’s emphasis on cost control and long-term shareholder value. Capital levels remained solid, with tangible common equity at 8.49% of tangible assets, suggesting that Norwood is using the Presence Bancshares acquisition and recent core system conversion to reinforce its competitive positioning despite a challenging operating backdrop.
The most recent analyst rating on (NWFL) stock is a Hold with a $33.00 price target. To see the full list of analyst forecasts on Norwood Financial stock, see the NWFL Stock Forecast page.
Spark’s Take on NWFL Stock
According to Spark, TipRanks’ AI Analyst, NWFL is a Outperform.
Score is driven primarily by strong 2025 financial rebound (profitability, improved leverage, and solid cash conversion) and favorable valuation (low P/E and high dividend yield). These positives are tempered by weak current technical momentum (price below key moving averages with negative MACD) and some execution/consistency risk highlighted by recent earnings volatility and integration-related costs.
To see Spark’s full report on NWFL stock, click here.
More about Norwood Financial
Norwood Financial Corp, based in Honesdale, Pennsylvania, is the Nasdaq-listed holding company of Wayne Bank, operating in the community banking sector with a focus on loans, deposits and related financial services. Following its January 5, 2026 acquisition of PB Bancshares, the company’s balance sheet expanded significantly, lifting total assets to about $2.9 billion by the end of the first quarter.
Average Trading Volume: 26,847
Technical Sentiment Signal: Buy
Current Market Cap: $336.1M
Find detailed analytics on NWFL stock on TipRanks’ Stock Analysis page.