NMI Holdings Reports Record Q1 2025 Results

NMI Holdings Inc ( (NMIH) ) has released its Q1 earnings. Here is a breakdown of the information NMI Holdings Inc presented to its investors.

NMI Holdings, Inc. is a U.S.-based private mortgage insurance company that facilitates home ownership for low down payment borrowers while protecting lenders and investors against borrower default losses.

NMI Holdings, Inc. reported record financial results for the first quarter of 2025, with a net income of $102.6 million, a significant increase from previous quarters. The company continues to demonstrate strong operating performance and growth in its insured portfolio.

Key financial highlights for the quarter include a primary insurance-in-force of $211.3 billion, net premiums earned of $149.4 million, and total revenue of $173.2 million. The company also reported a significant reduction in insurance claims and claim expenses, leading to a lower loss ratio of 3.0%. Additionally, the company’s book value per share increased to $30.85, reflecting a 17% year-over-year growth.

The company’s management remains optimistic about future performance, emphasizing a disciplined approach to business management and a focus on delivering long-term value for shareholders. With a robust balance sheet and a comprehensive set of risk transfer solutions, NMI Holdings is well-positioned to continue serving its customers and supporting its team.

Looking ahead, NMI Holdings aims to maintain its strong performance and continue to grow its high-quality insured portfolio, capitalizing on its significant earnings power and strategic initiatives.