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Navient ( (NAVI) ) just unveiled an update.
On November 19, 2025, Navient Corporation released a ‘Phase 2 Strategy Update’ presentation, highlighting its strategic initiatives to enhance growth and efficiency. The company plans to align its product lines and metrics with industry peers, aiming for higher growth rates and increased recurring fee income. The restructuring program has already resulted in significant cost savings, and the company anticipates further expense reductions, which could positively impact its financial performance and stakeholder value.
The most recent analyst rating on (NAVI) stock is a Sell with a $11.00 price target. To see the full list of analyst forecasts on Navient stock, see the NAVI Stock Forecast page.
Spark’s Take on NAVI Stock
According to Spark, TipRanks’ AI Analyst, NAVI is a Neutral.
Navient’s overall stock score is primarily impacted by its challenging financial performance, with declining revenue, high leverage, and negative net income. Technical indicators suggest a bearish trend, while valuation metrics indicate potential overvaluation despite a high dividend yield. The earnings call highlights both positive developments and significant financial challenges.
To see Spark’s full report on NAVI stock, click here.
More about Navient
Navient Corporation operates in the financial services industry, focusing on education lending and digital financial services. It offers products such as student loan refinancing, personal loans, and other financial services through its Earnest brand, targeting sectors like specialty finance and fintech.
Average Trading Volume: 783,286
Technical Sentiment Signal: Sell
Current Market Cap: $1.11B
For a thorough assessment of NAVI stock, go to TipRanks’ Stock Analysis page.

