MP Materials Secures $275 Million Credit Facility

MP Materials ( (MP) ) just unveiled an update.

On August 25, 2025, MP Materials Corp. entered into a credit agreement with JPMorgan Chase Bank, establishing a 5-year, $275 million revolving credit facility for general corporate purposes. This agreement includes a $200 million letter of credit facility sublimit and features variable interest rates based on the Secured Overnight Financing Rate. The credit agreement imposes several financial covenants and restrictions on MP Materials, including maintaining certain leverage and cash interest expense coverage ratios, and it outlines conditions under which the company must repay borrowings or cash collateralize letters of credit. This financial arrangement is expected to support MP Materials’ operational flexibility and strategic initiatives.

The most recent analyst rating on (MP) stock is a Hold with a $77.00 price target. To see the full list of analyst forecasts on MP Materials stock, see the MP Stock Forecast page.

Spark’s Take on MP Stock

According to Spark, TipRanks’ AI Analyst, MP is a Neutral.

MP Materials’ overall stock score is driven by strong positive sentiment from strategic partnerships and operational milestones, despite financial challenges. The technical indicators show bullish momentum, but valuation concerns due to negative profitability impact the score. The company’s future growth potential is promising, supported by significant investments and partnerships.

To see Spark’s full report on MP stock, click here.

More about MP Materials

MP Materials Corp. operates in the rare earth materials industry, focusing on the production and supply of rare earth products essential for various high-tech and clean energy applications.

Average Trading Volume: 16,347,301

Technical Sentiment Signal: Buy

Current Market Cap: $12.02B

For a thorough assessment of MP stock, go to TipRanks’ Stock Analysis page.